The Government’s IVF Reimbursement Scheme 2024–2028

On 1 June 2024, a government-funded IVF reimbursement scheme was launched in Poland, aimed at providing free access to IVF treatment for couples undergoing fertility treatment and at safeguarding future fertility for cancer patients. The new IVF programme covers six individual procedures, including up to four cycles of fertilisation using the woman’s own eggs or donor sperm, and up to two cycles of fertilisation using donor oocytes or embryo donation.

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INVICTA Clinics is the official provider of the ‘Yes to IVF’ programme

On 24 May 2024, the Ministry of Health announced the results of the tender for organisations to implement the government programme. We are pleased to announce that, between 2024 and 2028, INVICTA Clinics will be implementing the Health Policy Programme entitled: “‘Infertility treatment involving medically assisted reproduction procedures, including in vitro fertilisation carried out at a medically assisted reproduction centre, for the years 2024–2028’.”

The ‘Yes to IVF’ programme in 2026 –
take advantage of the funding at the INVICTA Clinic

The effectiveness of in vitro treatment
at INVICTA* Clinics

INVICTA Clinic, 10 Rajska Street (Madison Shopping Centre, 3rd floor), 80-850 Gdańsk

77.3%

Gdańsk

INVICTA Clinic, 186/1 Grabiszyńska Street, 53-235 Wrocław

77.8%

Wrocław

INVICTA Clinic, 6 Złota Street, 00-019 Warsaw

74 per cent

Warsaw

* Rate of clinical pregnancies per cycle under the ‘Yes to IVF’ Programme; according to INVICTA data for 2024.

In vitro success depends on a number of factors: the age and health of the patients, sperm quality and the woman’s ovarian reserve (AMH), as well as the couple’s medical history. The clinic’s experience is also crucial – a modern laboratory and a qualified team of specialists.

Which procedures are eligible for reimbursement?

The following assisted reproduction procedures are covered by the government funding programme for 2024–2028:

  • In vitro fertilisation using the patient’s own cells or donor sperm,
  • IVF using donor oocytes,
  • Embryo retrieval,
  • Fertility preservation for the future (oncofertility),
  • Embryo transfer using previously frozen embryos.

Why is it worth taking advantage of the IVF reimbursement scheme?

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Free in vitro fertilisation treatment

The scheme provides up to six free in vitro fertilisation cycles, which significantly reduces the costs associated with infertility treatment.

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Nationwide
coverage

The programme covers the whole of Poland, ensuring equal access to infertility treatment for couples from different regions of the country.

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Simplified
qualification

The programme does not require an AMH (Anti-Müllerian Hormone) test, which makes it easier to access treatment.

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Variety
of procedures

The programme offers a range of in vitro procedures tailored to patients’ individual needs and medical circumstances, enabling a more personalised and effective approach to the treatment of infertility.

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Care
during early pregnancy

Participants in the programme can count on specialist medical care during the early stages of pregnancy, which increases the chances of a healthy pregnancy.

Eligibility criteria for the in vitro programme with reimbursement

If you’re thinking about having IVF treatment covered by the NHS, here’s a simple explanation of who is eligible and what the main requirements are:

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Relationship status

You must be married or
in a civil partnership
between a man and a woman.

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Medical records

Attempts to treat infertility which have not been successful over the last 12 months, or a direct indication for IVF.

Please note that these criteria are general and may vary depending on the specific details of the funding programme.

Are you unsure whether you’re eligible for the government scheme?
Use our tool to find out!

  • If you have a medical indication for IVF and you are a woman aged 42 or under, and your partner is aged 55 or under, you are eligible for up to four free IVF cycles. A full reimbursement cycle covers hormonal stimulation, egg retrieval, ICSI fertilisation, embryo preparation, embryo transfer of all resulting embryos, and care during early pregnancy.

    To qualify for sperm donation, you will need a psychologist’s assessment confirming your readiness for parenthood, even if the child will not be biologically related to your partner.

  • If you are unable to use your own eggs for medical reasons and you are aged 45 or under, and your partner is aged 55 or under, you are eligible for two free IVF cycles using donor eggs. A full cycle includes a package of 6 donor oocytes, ICSI fertilisation, embryo preparation, embryo transfer of all resulting embryos, and early pregnancy care.

    To qualify for egg donation, you will need a psychologist’s assessment to confirm your readiness for parenthood, even if the child will not be biologically related to you.

  • If you and your partner are unable to use your own gametes (and you are under 45 and your partner is under 55), you are eligible for up to six cycles of embryo retrieval. One such cycle involves preparation for the embryo transfer procedure, thawing the embryo and the embryo transfer itself, followed by care during early pregnancy.

    To qualify for embryo retrieval, you will need a psychologist’s assessment confirming your readiness for parenthood, even if the child will not be biologically related to either of you.

  • If you are battling cancer and are thinking about starting a family in the future, this reimbursement scheme is for you. You can have your eggs or sperm frozen free of charge before starting cancer treatment. The only eligibility criteria are that women must be aged 40 or under and men must be aged 45 or under.

  • If, as a result of previous treatment, you and your partner already have frozen embryos stored at a fertility clinic, you can join the government’s IVF programme and undergo an embryo transfer using your existing embryos. These free treatments will be provided until all the embryos have been used.

How do I apply for theIVF reimbursement scheme?

It’s very simple! To claim your IVF reimbursement, you need to register your interest directly with the provider. Contact us via our helpline or the registration form, and we’ll guide you through the next steps.

Why is it worth undertaking the government programme at the INVICTA Clinic?

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We’ll get back to you soon – we’re available 24/7.

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Our specialist solutions enable us to tailor diagnosis and treatment to your individual needs.

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We will schedule your appointments so as to keep the number of visits to the Clinic to a minimum – hybrid treatment using video consultations.

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We will provide you with free access to a database of egg and sperm donors, available to you via our online platform.

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We’ll look after you during the early stages of your pregnancy by monitoring your hormone levels and adjusting your medication doses.

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We provide antenatal care following IVF treatment, including prenatal tests reimbursed by the National Health Fund (NFZ).

The government’s in vitro programme – what documents do you need to prepare?

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If you have been trying to conceive for at least 12 months – a document from a doctor confirming this, e.g. medical reports, discharge summaries, recommendations or a statement.

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If you have absolute medical indications for in vitro treatment – a statement from your doctor.

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If you have the results of any tests you’ve had done so far – your own and your partner’s, e.g. AMH, a semen analysis – you can bring them with you.

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Proof of identity for both partners.

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When you arrive, be prepared to sign a declaration stating that you are married or in a civil partnership (you do not need to bring a copy of your marriage certificate from the Registry Office).

IVF reimbursement – Ministry of Health regulations and documents

Have you already been given a date for your initial consultation? Please familiarise yourself with the terms and conditions of the ‘Yes to IVF’ programme and the appendices provided below.

Before your appointment begins, we’ll ask you to sign these documents. Please read them in advance to save time when completing the formalities.

Health Policy Programme

Infertility treatment involving medically assisted reproduction procedures, including in vitro fertilisation carried out at a medically assisted reproduction centre, for the years 2024–2028

Terms and Conditions for Participation in the IVF Programme

Appendix 4
In vitro fertilisation carried out at a medically assisted reproduction centre

Terms and Conditions for Participation in the Oncofertility Programme

Appendix 4a
Preserving fertility for the future

Declaration confirming that I have read and understood the IVF and Oncofertility terms and conditions

Appendix 1

Consent form for participation in the IVF programme

Appendix 2

Consent form for participation in the Oncofertility programme

Appendix 2

Frequently Asked Questions and Answers
Last updated: 20 April 2026

  • On 10 April 2024, the Ministry of Health set out the guidelines for the in vitro programme – the eligibility criteria, the scope of procedures covered by funding, and the treatment options available under the scheme. According to information provided by the Minister of Health, the government’s in vitro programme has two objectives: to ensure equal access to in vitro treatment for all couples struggling with infertility, and to address ‘oncological infertility’ – that is, to provide care for patients – both women and men – who, due to planned cancer treatment, wish to preserve their gametes so that, once treatment is complete, they have the opportunity to fulfil their plans to become parents.

  • According to information provided by the Ministry of Health, the government’s in vitro programme is set to run from 1 June 2024 to 31 December 2028.

  • Couples applying for funding for in vitro fertilisation must meet the age criteria. The government’s in vitro programme is available to:

    • women up to the age of 42 and men up to the age of 55 in the case of IVF using their own cells or with sperm donation,
    • women up to the age of 45 and men up to the age of 55 in the case of IVF using donated oocytes or embryo donation.

    In the case of fertility preservation procedures, the procedure covers:

    • women up to the age of 40,
    • men up to the age of 45

    Check whether you are eligible for the government programme

  • The criteria set out by the Ministry of Health establish the upper age limit up to which women and men are eligible for government-funded IVF treatment. The phrase ‘up to 42 years of age’ means that a woman is eligible to start treatment before her 42nd birthday. Therefore, assuming that a woman applies to the government programme on 1 June 2024 and wishes to use her own eggs or donor sperm, she must be under 42 at the time of applying to the programme.

  • A woman’s ovarian reserve level (AMH) is not taken into account during the eligibility assessment. The only eligibility criterion is the patients’ age.

  • Under the Act on the Treatment of Infertility, in Poland, in vitro fertilisation treatment is available to couples (a woman and a man) who are married or in a civil partnership, i.e. living together as a couple. A prerequisite for commencing the procedure is that both spouses or partners sign the declarations and consents required by the Act, including, amongst other things, a declaration confirming that they are married or in a civil partnership. No additional supporting documents, such as a marriage certificate from the Registry Office, are required.

    Check whether you are eligible for the government programme

  • In accordance with the Act on the Treatment of Infertility of 25 June 2015, “infertility treatment by means of in vitro fertilisation may be undertaken after other treatment methods have been exhausted over a period of not less than 12 months”. There are, however, exceptions to this rule, as the Act states that “in vitro fertilisation may be undertaken without having exhausted other treatment methods and within a period of less than 12 months from the start of infertility treatment, if, according to current medical knowledge, it is not possible to achieve pregnancy through the use of those methods.” The above provisions of the Act have been incorporated into the eligibility criteria for the government’s 2024–2028 in vitro fertilisation programme.

  • Documentation confirming that you were under the care of a specialist or specialists, that you followed their advice, but that, despite your efforts, you were unable to conceive. For example: discharge summaries, printouts of appointments confirming treatment, or a doctor’s statement.

  • Couples who have taken part in local authority IVF programmes or in a previous edition of the government programme are eligible for IVF funding under the 2024–2028 government programme. The programme is also available to couples who, as a result of previous IVF treatment, have cryopreserved embryos obtained from earlier procedures.

  • Under the government’s 2024–2028 programme, couples are eligible for funding for a total of six individual assisted reproduction procedures:

    • up to 4 cycles of insemination using their own gametes or donor sperm,
    • up to 2 cycles of fertilisation using donor oocytes (with the option to fertilise up to 6 gametes in a single cycle),
    • up to 6 cycles involving embryo donation.
  • Yes, couples who, as a result of previous treatment, already have frozen embryos safely stored at a fertility bank may join the government’s IVF programme and undergo an embryo transfer using their existing embryos – such a transfer does not count towards the limit on the number of cycles that can be carried out under the programme. Importantly, however, the government programme does not cover eligibility for the cryotransfer procedure, and this must be carried out at an additional cost.

  • Unfortunately, pre-implantation genetic testing is not funded under the government’s ‘Yes to IVF’ programme.

  • No, the government programme does not cover the cost of insemination. It does, however, cover in vitro fertilisation treatment using the patient’s own cells, using donor cells/from a gamete and embryo bank, embryo retrieval procedures, and fertility preservation procedures for cancer patients (known as ‘oncofertility’).

  • The ‘Yes to IVF’ programme covers oncofertility, i.e. the option for patients with cancer to freeze and bank their gametes. By preserving their fertility, patients will be able to realise their plans for parenthood once their cancer treatment has finished.

  • Local authorities operate autonomously and manage their own budgets according to their own needs. If a particular local authority considers it appropriate to continue or introduce its own funding scheme for in vitro fertilisation, there is nothing to prevent it from doing so.

  • Of course. Please feel free to contact us by phone or fill in the form at: https://info.invicta.pl/pl/dofinansowanie-rzadowe-in-vitro.

  • Under the programme, couples are to receive comprehensive care covering the diagnostic, treatment and post-conception care stages – without having to pay any additional fees for treatment. The programme does not, however, cover pre-implantation genetic testing (PGT); if there are medical indications for such testing in a particular couple’s case, patients may undergo the testing on a commercial basis, at an additional cost.

  • An in vitro cycle is a comprehensive process which, depending on the method chosen, may involve various stages ranging from the retrieval of gametes to their fertilisation and the transfer of all the resulting embryos.

    When using the woman’s own eggs or donor sperm, it involves:

    • hormonal stimulation of the woman,
    • egg retrieval,
    • fertilisation of the eggs,
    • embryo culture,
    • transferring a sufficient number of embryos into the woman’s body to utilise all embryos capable of normal development.

    When using donor oocytes, the process involves:

    • phenotypic selection of the donor and carrying out the necessary tests on her,
    • retrieval of the donor’s oocytes and their storage,
    • thawing the donor’s eggs and fertilising them,
    • carrying out the necessary embryo transfers to transfer all embryos capable of normal development into the woman’s body.

    When using embryo donation, the in vitro cycle involves:

    • phenotypic selection of embryo donors,
    • thawing the embryos,
    • their transfer into the woman’s body, with the aim of transferring all embryos capable of normal development that originate from the selected donors.
  • Confirmation that the eligibility criteria for the Programme have been met takes place before each subsequent cycle under the Programme, but no earlier than one month before the start of controlled ovarian stimulation (in the case of using the woman’s own eggs), one month before oocyte fertilisation (in the case of oocyte donation) and one month before embryo transfer to the woman’s body (in the case of embryo donation).

  • If, between treatment cycles, participants no longer meet the eligibility criteria for a subsequent procedure using their own eggs, it is possible (provided the eligibility criteria are met) to qualify for a procedure involving oocyte or embryo donation.
    In such a situation, it is also possible to undergo in vitro treatment using one’s own cells outside the government programme, on a commercial basis, i.e. privately. Please familiarise yourself with the range of programmes on offer.

  • The following circumstances result in exclusion from the Programme:

    1. failure to meet the eligibility criteria for the Programme,
    2. written withdrawal from the Programme,
    3. medical contraindications, in particular:
      a) in the case of using one’s own oocytes or donor sperm:
      – an inadequate response to the ovulation stimulation carried out as part of the Programme, evidenced by the failure to retrieve at least two mature oocytes in two separate stimulation cycles,
      – medical factors preventing the performance of an in vitro fertilisation procedure offering a chance of achieving pregnancy or the birth of a child for a Programme participant
      b) in the case of oocyte or embryo donation, medical factors preventing the performance of an in vitro fertilisation procedure offering a chance of pregnancy or the birth of a child for the Programme participant.
  • Yes, as part of the programme, you can use frozen eggs (oocytes) that we obtained during a previous in vitro treatment and are storing in a bank. In addition, if surplus oocytes are produced during a cycle under the ministerial programme, they can be frozen either as part of the programme or outside it. Freezing cells under the programme means they must be used in the next cycle; freezing on a commercial basis (for a fee) does not impose this requirement.

  • In accordance with the decision of the Ministry of Health, from 1 July 2024, patients eligible for the ‘Yes to IVF’ programme are entitled to reimbursement for stimulation medication.

  • In accordance with the Act of 27 August 2004 on healthcare services financed from public funds, the right to access publicly funded healthcare services in Poland is held by persons who are compulsorily or voluntarily insured, as well as

    • family members of the insured person who have been registered for insurance (i.e. children and grandchildren up to the age of 18, or up to the age of 26 if the child is continuing their education;  spouses; ascendants (parents, grandparents) living in the same household as the insured person);
    • persons entitled to benefits under the coordination rules – insured in a Member State of the European Union or the European Free Trade Association (EFTA) other than Poland, and residing in Poland;
    • persons holding Polish citizenship or refugee status in Poland, subsidiary protection or a temporary residence permit, granted in connection with the circumstances referred to in Article 159(1)(1)(C) or (d) of the Act of 12 December 2013 on Foreigners (Journal of Laws 2017, item 2206);
    • persons meeting the income criterion entitling them to receive social assistance benefits – on the basis of a decision by the commune head (mayor, city mayor) of the commune with jurisdiction over that person’s place of residence;
    • women who reside in Poland, are pregnant, giving birth or in the postnatal period, and hold Polish citizenship, refugee status, subsidiary protection or a temporary residence permit granted in connection with the circumstances referred to in Article 159(1)(1)(c) or (d) of the Act of 12 December 2013 on Foreigners.

    The right to benefits financed from public funds in Poland also applies to persons other than those listed above who are under 18 years of age and hold Polish citizenship or have been granted refugee status in Poland, complementary protection or a temporary residence permit granted in connection with the circumstances referred to in Article 159(1)(1)(c) or (d) of the Act of 12 December 2013 on Foreigners and who reside within the territory of the Republic of Poland.

    We verify the right to receive benefits on a case-by-case basis via the electronic Beneficiary Eligibility Verification System (eWUŚ). If the system does not confirm insurance cover, the patient is required to sign a declaration confirming their entitlement to healthcare. The patient has the right to register for insurance within 30 days of the date on which the service was provided – meeting this deadline results in the right to receive the aforementioned service under the insurance scheme being recognised.

  • Those implementing the ministerial programme are required to secure the necessary funding in such a way that, before treatment begins for a given couple, it is possible to complete a full cycle (i.e. the transfer of all embryos created during that stimulation cycle), and subsequently – where necessary – to enable the couple to proceed to the next cycle no later than 6 months after the completion of the previous cycle. As programme providers, we secure the necessary funds to fulfil this obligation and comply with the rules laid down by the Ministry of Health.

  • No. Each clinic implements the programme at its own pace, and the funds allocated for the programme’s implementation at each clinic may run out at different times. However, the temporary exhaustion of funds at a given centre does not mean that the centre ceases to be a provider of the ministerial programme. Usually, in such a situation, the programme provider applies to the Ministry of Health for increased funding.

  • No, the terms and conditions of the Ministry of Health programme currently rule out this possibility. If you opt for private treatment, you will be withdrawing from the programme, which means you will not be able to rejoin it.

  • In accordance with the rules of the ‘Yes to IVF’ programme (paragraph 4, point 19), a couple may change their treatment provider no more than twice whilst participating in the programme. The provider may be changed before the start of a treatment cycle or after the completion of the current treatment cycle, i.e. after all frozen embryos resulting from that cycle have been used. A change is not possible whilst the cycle is in progress.

Sign up for the IVF reimbursement scheme

Additional procedures and tests not covered by the reimbursement scheme that you can have

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